License Suspended? File in 15 Minutes
Florida FR-44 Insurance —
Instant Filing, Get Back on the Road
Florida's FR-44 requirement after a DUI is strict — but our agents file electronically to the DHSMV in minutes. 2026 rates are down 8% from last year. Non-owner policies available.
Mon–Fri 9am–9pm · Sat 12pm–5pm EST
FR-44 vs SR-22 in Florida — Key Differences
FR-44 (DUI/DWI)
- •Required after DUI or DWI conviction
- •Higher limits: 100/300/50
- •Florida-specific requirement
- •Required for 3 years from reinstatement
- •Non-owner option available
SR-22 (Other Violations)
- •Required for other serious violations
- •Standard limits: 10/20/10
- •Used in most states
- •Required for 3 years
- •Non-owner option available
2026 FR-44 Cost Estimates
Standard FR-44 Policy
Depends on driving record, age, vehicle, and county
$800–$2,500/yr
Non-Owner FR-44
For drivers without a vehicle — cheapest way to reinstate your license
$400–$900/yr
SR-22 (non-DUI)
Lower limits required, generally cheaper than FR-44
$300–$800/yr
File Your FR-44 Today
Electronic filing to DHSMV in 15 minutes. Low down payments. Non-owner policies available.