Florida Medicare Advantage 2026 —
Don't Lose Your Benefits
Federal reimbursement cuts in 2026 caused several Florida Medicare Advantage plans to reduce benefits or exit the market entirely. If you haven't reviewed your plan, you may be paying more for less coverage.
Mon–Fri 9am–9pm · Sat 12pm–5pm EST · Licensed Medicare Agents
What Changed in Florida Medicare in 2026
Several Plans Reduced or Eliminated Dental/Vision Benefits
The 2026 federal reimbursement formula changes led many Florida Advantage plans to cut supplemental benefits like dental, vision, and hearing. If these were reasons you chose your plan, it's worth reviewing alternatives.
Some Plans Exited Florida Counties Entirely
A handful of carriers stopped offering plans in specific Florida counties. If you received a non-renewal notice, you have a Special Enrollment Period (SEP) to switch plans without waiting for AEP.
New 5-Star Plans Entered the Market
Several carriers with 5-star CMS ratings expanded into Florida in 2026. These plans often have better networks, lower copays, and more stable benefits. Our agents can compare them against your current plan.
Part D Drug Costs Changed Significantly
The Inflation Reduction Act caps out-of-pocket drug costs at $2,000 in 2026. However, formulary changes mean some medications moved to higher tiers. A plan review ensures your specific medications are covered at the lowest cost.
Free Medicare Plan Review
Licensed Medicare agents compare all available Florida plans in your zip code. No obligation, no cost.